Do I need a will, a trust, or both?
It depends on your goals. A will lets you name guardians and distribute assets after death, while a trust can help you avoid probate, manage assets during your lifetime, and provide more privacy. We’ll help you decide what’s right for your situation.
How can I protect my assets from the high cost of long-term care?
If you’re worried about losing your savings to nursing home costs, you’re not alone. We’ll walk you through legal strategies—like MaineCare planning and irrevocable trusts—that can help you protect what you’ve worked hard to earn.
When should I start planning for long-term care?
The sooner, the better—ideally at least five years before you might need care. Early planning gives you more options to preserve assets and qualify for benefits. We’ll help you create a clear, proactive plan.
Why do I need a Power of Attorney?
A Power of Attorney ensures someone you trust can manage your finances and make decisions if you’re ever unable to. Without one, your family may need to go to court. We’ll make sure you’re protected.
How can I support a loved one with special needs without affecting their benefits?
We can help you provide for a loved one without jeopardizing essential benefits like SSI or MaineCare. Whether it’s through a special needs trust or an ABLE account, we’ll guide you toward the best solution.
What is probate, and how can I avoid it?
The legal process that you must follow to transfer or inherit property after the person who owned the property has passed away can be time-consuming and public. With careful planning—like using revocable trusts and beneficiary designations—we can help you streamline or even avoid it entirely, saving your family time and stress.
Can I qualify for MaineCare without spending everything?
Yes—with the right planning. We’ll show you how to structure your assets and transfers to meet MaineCare eligibility while preserving as much as possible for your spouse or heirs.
Who should I choose as my trustee?
A trustee has an important job managing your trust and following your wishes. We’ll help you think through your options—whether it’s a family member, friend, or professional—and explain what the role involves.
What documents do I need to make health care decisions?
You need an advance directive and a health care power of attorney to make sure your wishes are followed. We’ll help you put everything in place so your family isn’t left guessing during a crisis.
How often should I update my estate plan?
We recommend reviewing your plan every 3–5 years, or after major life changes like a marriage, divorce, move, or new grandchild. We’ll make sure your plan keeps up with your life and the law.